Terms and Conditions

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Our Return and Refund Policies are listed below:

• The Refund Process is only applicable as a credit on consulting services when our clients select their up-front option towards subsequent services above and beyond the initial consultation. This decision must be made at the time of the initial consultation. In these situations, the initial consultation charge may be applied towards the purchase of the additional service or services.
• Due to the nature of our business of depositing money into our clients' accounts 1st, then they pay us from this new money, we do not offer any Return Policy. There is no State of return, Reason for return, nor any Process or Option for a Return of any kind.
• All services provided are bond by independent agreements which govern and take precedence over funds transactions to and from our clients.